Visitors are granted access to these websites provided that they accept and acknowledge the following conditions.

These terms and conditions ("rules") apply to the access and/or use of the website or any part thereof, referred to below as the "websites". These rules contain the terms, conditions and requirements governing the use of the websites.

Van Lanschot Kempen N.V. is the parent company of Van Lanschot N.V.  Van Lanschot N.V. has its registered office at Hooge Steenweg 29, 5211 JN ’s-Hertogenbosch, the Netherlands (Chamber of Commerce for ’s-Hertogenbosch no. 16038212, VAT identification number NL00 11 45 770 B 01).

Van Lanschot N.V. is registered as a bank with the Netherlands Authority for the Financial Markets (AFM) and De Nederlandsche Bank N.V. (DNB), in the Financial Supervision Act (Wft) register. Van Lanschot N.V. may act as a provider of payment, savings and credit products, as an agent for insurance and credit products, and as a provider and/or administrator of investment services.

If the visitor/user ("you") proceeds to make use of these websites, it will be presumed, and Van Lanschot N.V. ("the bank") will assume, that you have read these disclaimers carefully and that you fully comprehend and accept the contents of these rules.

By accessing and/or using the websites you agree to be bound by the rules set out below in these disclaimers. The bank assumes that you will not access and/or use the websites or any of the information contained in the websites if you do not accept the rules contained in these disclaimers. Please note that access to these websites is only granted on the explicit condition that you fully accept and acknowledge the rules contained in these disclaimers.

You are hereby notified that the bank, including its directors and employees, does not accept any liability if, at any time, you disregard the rules as brought to your attention in these disclaimers. You are obliged to follow the bank's instructions concerning the use of information. Any action you take on the basis of the information contained in these websites is for your own account and risk.

The bank does not accept any liability for websites that it does not maintain and that are referred to in the bank's websites or refer to the bank's websites (using hyperlinks or otherwise). The use of such references and/or hyperlinks is entirely for your own account and risk.

Although the bank bases the information it provides on sources that it considers to be reliable and accurate, the information may still be out of date, incorrect and/or incomplete. The bank therefore does not accept any liability for shortcomings of any kind regarding the information supplied on or through these websites.

The information made available to you on or through these websites is solely intended as a source of general information and must never be considered or used as any form of recommendation or offer concerning any product or service. The information contained in these websites must never be considered or used as a replacement for specific, professional advice.

Unfortunately, the internet is not a perfect, entirely reliable resource. Failures, delays and even the loss of services, among other things, may occur at any time. The bank therefore does not guarantee that the websites will function without error or interruption. Nor does the bank accept any liability for damage due to the websites being unavailable for any reason whatsoever.

The bank does not guarantee that e-mails or other digital communications messages sent to the bank will be received and/or processed without error or on time. Furthermore, the bank does not guarantee that digital communications messages sent by the bank will be free of errors and/or will be received by you on time and/or will be free of all the risks inherently associated with digital communications.

The content of these websites may not be adapted, disseminated or published by any person or entity other than the bank unless the bank has given its explicit, written consent for this. The bank does not accept any responsibility for the consequences of using the content without its explicit consent.

The bank reserves the right to change the contents of the websites and the disclaimers at any time without giving notice. In connection with such potential changes, the bank requests that you consult the websites and the disclaimers regularly.

These websites and the disclaimers are governed by the laws of the Netherlands. In the event of any differences in interpretation regarding versions of the websites and disclaimers in different languages, the Dutch-language version will be decisive.

If you have any complaints regarding our financial services, please contact your own branch of Van Lanschot N.V., the Complaints Management Department at the head office, P.O. Box 1021, 5200 HC ’s-Hertogenbosch, the Netherlands, or the Financial Services Complaints Institute (Kifid), P.O. Box 93257, 2509 AG The Hague, the Netherlands.